Become a Short Hills Finance partner

1. Partner Agreement

This application, once approved by Short Hills Finance, forms the binding referral-partner agreement between you and Short Hills Finance. Approval is at Short Hills Finance's sole discretion; submitting this application grants no access, authority, or compensation until Short Hills Finance approves it in writing and provisions your account.

2. Revenue Share & Compensation

Compensation is earned only on leads that Short Hills Finance funds and that are attributed to you under the attribution rules below. The revenue-share model, rate, and payout schedule are set by Short Hills Finance at approval and disclosed to you in your welcome materials. No compensation is owed for leads that are not funded or not attributed to you.

3. Lead Attribution & Anti-Fraud

A funded advance is attributed to the partner whose referral led the borrower to the approved application; Short Hills Finance keeps the full attribution history as the record of record. You will not fabricate, duplicate, incentivise fraud in, or otherwise manipulate lead attribution. Fraudulent or manipulated leads are grounds for withheld payment and termination.

4. Regulatory Compliance

You will comply with all applicable laws and regulations in your marketing and referral activity, including UDAAP (unfair, deceptive, or abusive acts or practices), TILA / Regulation Z, the TCPA, GLBA, and ECOA. You will not make guarantees of approval, misstate cost or terms, or solicit prohibited populations.

5. Consumer Consent

You will obtain and retain any consumer consents your outreach requires (including TCPA consent for calls and texts) before directing a consumer to Short Hills Finance, and will provide evidence of consent on request. You will not transfer a consumer's data to Short Hills Finance without a lawful basis to do so.

6. Brand & Trademark Use

You may use the Short Hills Finance name and marks only as expressly permitted by your approved integration (hosted landing page and/or approved materials), and only in an accurate, non-misleading manner. All goodwill in the marks remains with Short Hills Finance, which may revoke brand use at any time.

7. Confidentiality & Termination

You will keep non-public Short Hills Finance information, pricing, and consumer data confidential and use it only to perform under this agreement. Either party may terminate for convenience on notice; Short Hills Finance may suspend or terminate immediately for a compliance or fraud concern. Confidentiality survives termination.

8. Payment Mechanics

Attributed, earned compensation is paid on the schedule and by the method Short Hills Finance sets at approval, net of any chargebacks, clawbacks for fraud or first-payment default, and required tax withholding. You are responsible for your own taxes and for keeping your payout details current.

9. Governing Law

This agreement is governed by the laws of the State of New Jersey, without regard to its conflict-of-laws rules, and the parties consent to the exclusive jurisdiction of the state and federal courts located there for any dispute arising out of or relating to this agreement.